Indra has partnered with Klarna, a leading payment provider, to give you more flexibility in your purchase experience.
Why use Klarna
- No interest
- Easy automatic payments
- Simple, safe and smooth
Quick facts
- What it is: Split your total into 3 equal payments, with no interest if paid on time.
- When payments are taken: 1st payment at order confirmation, then 2nd at ~30 days and 3rd at ~60 days.
- Where to manage payments: the Klarna app or klarna.com.
How it works (step-by-step)
- Add items to your basket and go to checkout.
- Choose Klarna → Pay in 3 as the payment method.
- Enter a few details (name, billing address, email, mobile) and a debit or credit card to be used for repayments.
- If approved, your order is confirmed and dispatched as normal. Klarna will automatically take the first instalment immediately and the remaining two instalments about 30 and 60 days after the order.
Klarna checklist - what you need
- Be 18+.
- A valid mobile number and email address.
- Your billing and delivery address (best if they match).
- A UK residential address (if buying from UK store).
- A debit or credit card that will be valid for the next 60 days.
- Make sure you have enough funds on your card for the first payment when you place the order.
Eligibility & approval
Klarna’s offer is subject to a quick assessment of the information you provide. Approval depends on factors such as order value, your details, order history and item availability. Being accepted one time does not guarantee approval for every order. If you are not offered Pay in 3 this time, you can still try again on a future order.
Does Klarna do a credit check?
Klarna may perform a soft (unrecorded) credit check for Pay in 3 which does not affect your credit score.
Missed payments — what happens
If a scheduled payment cannot be collected, Klarna will try again and will notify you. Continued missed payments can lead to reminders, fees, or collection actions and could affect your ability to use Klarna in the future. For full detail on late payments and fees, refer to Klarna’s terms and the Klarna app.
Returns, cancellations & refunds
- If you cancel or return your order and we (the store) confirm the refund, Klarna will cancel any future scheduled payments and refund amounts already collected where applicable.
- For partial returns Klarna will update your payment schedule and statement. For full returns any collected payments will be refunded.
- Always keep your proof of return and check the Klarna app for updated payment information.
Can I pay earlier?
Yes — you can pay off your remaining balance early through the Klarna app or by logging into your Klarna account online.
What information is shared with Klarna?
We share order and contact details with Klarna so they can assess and manage the payment plan. Card processing and payment security are handled by Klarna — we don’t receive or store your card details for the instalments. Your data is handled according to applicable data-protection laws and Klarna’s privacy policy.
Need help or have questions?
- Check the Klarna app or klarna.com for your payment schedule, confirmations and FAQs.
- If you have questions about your order (delivery, returns), contact our customer success team.
- For Klarna-specific queries (approval reasons, missed payment notices, refunds handled by Klarna) use the Klarna app or Klarna support.
Legal & responsible borrowing
Klarna Pay in 3 is a credit product. Please only use it if you can afford the repayments on time. For the full terms and conditions please see Klarna’s Pay in 3 terms.
Indra is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.